Although profit is the focus in all construction projects, safety at the jobsite is critical. The possibility of risks to employees, tenants or visitors must be top of mind for the owner who, in turn, wants to feel comfortable placing trust in the contractors who have been hired. Comprehensive safety programs should be in place, and both owners and contractors should carry liability coverage. However, the owner may be left open to general liability or property damage claims if he or she has not demanded that the proper safety programs be instituted.
If you were injured by a drunk driver - or if someone you love was hurt - you may feel like you're all alone. The police want the facts, and the insurance company wants a statement, but neither bureaucracy really knows or cares what you're going through.