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Should you accept the insurance company’s settlement offer?

On Behalf of | Apr 12, 2016 | Injuries |

When you are injured in a car accident, you may have many important concerns and worries. You might be seriously injured and worry that you won’t be able to go back to work and earn a living. You may also be worried about paying your medical bills. This is one of many reasons why it is so important to speak with a lawyer. If you’ve been injured in a car crash, a lawyer can help with all aspects of your case.

You’ve been offered a settlement – should you take it?

Many people will find they get offered a settlement from an insurance company after the accident. However, you need to remember that the insurance company is not on your side.

Insurance companies do not have your best interests in mind. They are there for one reason and one reason only: to protect their bottom line. An insurance company representative wants to settle the case for as small a sum as possible and then walk away. Many insurance companies do not care if you are left with medical bills you cannot pay and other long-term problems as a result of the accident.

You need to look to the future

In addition to physical harm, a car accident can cause lasting financial damage. Ongoing medical treatment can be costly. You may need repeated surgeries or years of physical therapy.

Your ability to work may also be hindered. Even if you are able to return to work, your physical injuries may not let you do they type of work you used to. Or, you may have to reduce your hours. This can result in less pay.

Make sure you consider these long-term effects of your accident. If you accept a settlement offer that doesn’t adequately compensate you for your future costs, you will be out of luck. You can’t file a lawsuit once you’ve accepted a settlement from the insurance company.

If you have been injured in an accident and are unsure whether a settlement offer is fair, consider speaking to an experienced personal injury attorney. He or she will be able to evaluate your circumstances and give you an accurate idea what you claim is worth.

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Serving the Charleston area (Kanawha Valley) and Lewisburg area (Greenbrier Valley)

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